Steve Woodrum

Steve Woodrum has been protecting families and businesses in Georgetown and Scott County for more than 25 years — since opening this office in August 2000. In that time, Georgetown has grown from a small county seat into one of Kentucky's fastest-growing communities, home to Toyota's largest manufacturing plant in the world and thousands of families who have put down roots here. Steve and his team have grown alongside the community, earning nearly 1,000 Google reviews combined across both offices — a reflection of the confidence this agency has built one family at a time.

The Georgetown office serves customers across Scott County, Fayette County, Woodford County, and the broader Central Kentucky region. That includes Georgetown, Lexington, Versailles, Midway, Paris, Stamping Ground, Sadieville, and surrounding communities. Lexington is a natural part of this market — many customers live in Fayette County, work in Georgetown or Frankfort, and want a local agent who knows the entire corridor. Whether you're a Toyota team member looking to review your auto and home coverage, a Georgetown College student getting your first renters policy, a Lexington homeowner who wants a real conversation instead of a call center, a family buying in a new Scott County neighborhood, or a business owner protecting what you've built — this office has seen your situation before and knows how to build coverage that fits.

Steve is licensed in Kentucky, Ohio, Indiana, Tennessee, Virginia, and West Virginia, and his agency serves customers throughout the entire state of Kentucky — not just Central Kentucky. Whether you're in Louisville, Northern Kentucky, Eastern Kentucky, or the Bluegrass region, if you want an experienced local agent rather than a 1-800 number, this office can help. Steve's team also works regularly with customers who live, work, or own property across state lines, handling the full picture in one conversation.

The focus here is straightforward: understand your situation, close your coverage gaps, and make sure you're not paying for what you don't need. If you're searching for a State Farm agent in Georgetown, Lexington, Scott County, or anywhere in Central Kentucky, call or stop by — a policy review costs nothing and often finds savings.

Frequently Asked Questions (FAQ)

Q: What's an effective way to get car insurance quotes?

A: Getting car insurance quotes is simple—you can start online, over the phone, or by working with a local agent. Quotes are typically based on factors like your vehicle, driving history, and coverage preferences, helping you explore options that fit your needs. Steve is here to help your Georgetown household feel covered.

Q: How quickly can car insurance coverage start?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Looking for coverage? Talk with Steve about your options in Georgetown.

Q: What coverage is required when leasing a car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Steve serves Georgetown, KY and is happy to help with your insurance needs.

Q: What should I know about life insurance?

A: Life insurance helps provide financial support to your beneficiaries and can help cover expenses like debts, living costs, or future needs. Steve is proud to serve the Georgetown community.

Q: Is homeowners insurance required?

A: Whether homeowners insurance is required depends on your situation and may vary by state. If you have home financing, your lender will likely require it. Even if it's not required, many people choose to have coverage to help protect their home and everything that comes with it. Serving Georgetown and the surrounding area, Steve can help answer your questions.

Q: What kinds of things does renters insurance protect?

A: Renters insurance can help protect the things you've worked hard for, like your furniture, clothing, and electronics. It may also help with liability if someone is injured in your home, and even assist with temporary living expenses if you have to move out due to a covered loss. Have questions? Steve in Georgetown can walk you through your options.